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interest rates

The rates below are indications for 30 day lock-ins on single family, owner-occupied properties with a loan to value ratio of 80% or less, for applications filed using our Online Loan Application unless otherwise noted as of 5/8/2008. Rates, points and closing costs may vary based on loan features, geography and/or other terms and conditions. Rates, points and closing costs are subject to change without notice. In order to begin the application process, complete your loan application now. Additional rate and point quotes are available, please contact your loan officer for more information.

To see examples of monthly payment terms, view our APR Examples.

Interest Rate **Discount Points Origination Fee Annual Percentage Rate
30 Yr Fixed Conventional 5.750% 0.250 1.000% 5.904%
15 Yr Fixed Conventional 5.375% 0.125 1.000% 5.610%
30 Yr Jumbo Fixed 8.000% 0.000 1.000% 8.149%
Portfolio 5/1 LIBOR ARM 30 Yr 6.625% 0.000 1.000% 5.886%
Portfolio 7/1 LIBOR ARM 30 Yr 6.875% 0.125 1.000% 6.211%
30 Yr FHA - Fixed 5.500% 1.500 1.000% 6.247%
  **Where shown, negative discount points represent a lender paid credit toward closing costs that is applied at the time of loan closing.


Check our recent rate history.

For a detailed graph click on this chart.


Getting ready to have your ARM adjusted or thinking about converting to a fixed rate? Check out Our Informational Rates page to discover all the latest indices.

Note: The information contained in this table is intended as informational material only and is subject to change without notice. Only completed online loan applications are eligible to receive the rates reflected on this page. Locking in an interest rate can only be done with a loan officer and will be based on the rates in effect at the time of the conversation with the loan officer. You can direct your loan application to a specific loan officer in the area designated at the end of the loan application.

* For all odd coupon VA loans (rates other than those quoted on the .500%, such as 7.00% and 7.50%) add .375% to the discount points.
5/9/2008    9:52:13 AM

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